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EZ PAY CONSUMER SALES FINANCING UP TO $5,000.00 PER CUSTOMER IS NOW AVAILABLE TO INCREASE YOUR SALES!

We of Paramount Payment Systems would like to introduce ourselves to you as The Complete Customer Sales Solution. We know securing sales financing is problematic in todayís economy, and we wanted to make you aware of a potentially untapped source of funding to sell your products or services. Paramount Payment Systems is offering your business our In House Consumer Sales Financing capability up to $5,000.00 per customer to make the purchases they want and need with no credit score requirement for loan approval, and repayment  terms in 3,6 or 12 months. This is an exceptional offer since 35% of all consumers have credit challenges due to the economy and it's negative impact on their credit scores, and ability to make a purchase! Our innovative non credit based financing program is based on the customer's ability to pay and not their credit score.

NOW YOU CAN OFFER FINANCING NO MATTER THE CUSTOMER'S CREDIT SCORE!

Here Are Just A Few Of The Pre-Approved Industries

         

         

           

         

       

Automotive/ Motor Vehicle

Auto Body, Brakes, Tires, Rims, Transmission, Tune Ups, General Repair, Tint, RV Dealer/Repairs, Scooters, Motorcycles sales and Repairs, Dirt Bikes, All Terrain Vehicles, Boat Sales repair, Personal Water Craft Sales & Repair, Truck Repairs, Golf Cart Sales/Repair

Medical Services

Medical Doctors, Dentists, Veterinarians, Funeral Homes, Cosmetic Surgeons, Optometrists, Endodontic, Podiatrist, All Independent Medical

Home Improvement Purchases

Flooring, kitchen and Bath, Plumbing, Carpet, Heating, AC, Electrical, Roofing, Painting, Landscaping and Maintenance, Appliances, Furniture, Bedding, Blinds, Concrete, Drapery, Tree Service and Removal, Lawn and Garden Equipment, Doors, Security Doors, Locks, security cameras

Professional Services

Attorneys (no bankruptcy or loan modifications), Caterers, Trade School Tuitions, Ticket Sales, Retail Sales, Certified Drivers License Courses, Wedding and Event Planners

Computer Services

Computer purchase and Repair, Point of Sales Systems, Printer Sales/Repair, Office Furniture

Additional Approved Merchants

Sporting Goods, Guns and Ammo, Handgun Training, Tattoo Parlors, Exercise Equipment, Golf Club sales and repair

FUNERAL HOMES AND PLASTIC SURGEONS FINANCING LIMITS ARE $7,500.00

MOST BUSINESSES WITH PRODUCTS OR SERVICES FOR SALE QUALIFY FOR THIS PROGRAM!!

WHAT MAKES APPLYING FOR OUR LOANS EASIER AND FASTER FOR YOUR CUSTOMER?

A) We don't rely on traditional financing means!

b) We don't rely on your customer's credit scores for approval!

c) We don't ask your customers for a mountain of information to qualify!

d) We do make applying easy and fast for your customers because we want you to make the sale!

**CLICK HERE TO SEE OUR SIMPLE ONE PAGE APPLICATION**

All your customers will need to qualify for a loan is:

  • a personal checking account in good standing

  • a valid photo ID

  • their employers phone number for employment verification

  • a 25% down payment that goes to you the merchant

WE LOOK AT YOUR CUSTOMER'S CHECK WRITING HISTORY FIRST FOR LOAN APPROVAL!

Simply put, we don't have a WAC requirement like most financing institutions, our loans are based on your customers ability to pay.

This means neither Trans Union, Equifax, or Experian's reporting will stop your customers from making the purchases they want and increasing your profits!

 Benefits to Your Business:

This program makes it easier for customers to do business with you and purchase your goods or services.

Today more stores are turning away customers and losing sales due to bad credit or the customerís inability to pay upfront.

Our advance funding service specializes in offering options to consumers no matter what their credit score is.

Our program gives you the opportunity to up sale your customers and increase your ticket amount because they don't have to pay all the money in one lump sum.

  • Additional financing options

  • Increased number of sales

  • No minimum financing amount

  • Reduce number of layaways

  • Repeat customers

  • Expanded customer base (35% of U.S. consumers have credit issues due to the economy)

  • Your customer's credit score no longer determines if they can purchase from you 

  • Even if a customer has good credit, the up to 12 month financing plan gives your store and your customer options

  • Have the edge over your competition

  • The ability to give estimates, preauthorize financing with a 25% upward variable when needed, and a paperwork delay is perfect for a sales force.

PROGRAM OVERVIEW

 

The Transaction Is Complete!

  • The customer will now have their purchase spread over 3, 6 or 12 months.

  • You the merchant will be funded 100% in 48 to 72 hours.

  • Once the transaction is complete you the merchant doesnít have to worry about billing, bad checks or collecting the funds, the customer deals solely with the bank to make payments via ACH.

How can your program help my business?

With our advance funding service you can offer your customers an in-house financing plan to sell all of your products or services. No lost sales. No collections. No bad checks.

How quickly do I get funded?

You the merchant will receive payment in full directly into your checking account within 48 to 72 hours of an approved transaction.

Will I really get more business due to this program?

Youíll have more sales and greater cash flow because studies have shown more than a 27% increase in sales for merchants who use this type of customer financing as opposed to those who donít. In this economy, and with our program your customer's credit score will not limit their ability to purchase from you.

How else can your program help my business?

a. Offer and Advertise "In-Store Financing:Ē Include this feature in all your advertising. Yellow Pages, Newspaper, Radio, TV, etc.

b. You get paid in advance and the customer gets service or product they need immediately.

c. More store traffic builds exponential growth: More customers means more sales more profits and more referrals.

d. Build customer loyalty : This makes it easier for more customers to do business with you, which builds repeat business and referral business!

SINCE WE ARE OFFERING YOUR BUSINESS THE ABILITY TO FINANCE YOUR SALES IN HOUSE, AND GROW YOUR BOTTOM LINE, WE REQUEST ALL DECISION-MAKERS BE PRESENT FOR THE MEETING!

How is my financing limit determined?

It is based on your two most recent bank summary pages which shows your beginning and ending balance for the previous 2 months and you can increase your limit in the future. The more your sales increase from using the program the more money you will be able to lend to your customers up to $5,000.00 each.

How will this program benefit my customers?

1. No credit Score Required: Only 3 easy requirements for your customers to apply. A personal checking account with no resent NSF's, valid photo I.D. and employer name and number. Their check writing history is the key to their approval.

2. No waiting: Your customer receives the goods and services they want today but get to pay for it over 3, 6 or 12 month period.

3. Easy qualifying: No long credit application. No minimum purchase requirement. No minimum credit score requirement. We create a payment plan to fit the customers  budget. Payments are electronically deducted from the customers checking accounts and payments are set up on a pre-arranged schedule.

Call us at 901-217-2165 for your industry payment calculations, we will show you how our program is a win win for both you and your customers. Here are some payment examples. 

Transaction Lending Limits vary from

$1,500.00    $2,000,00    $2,500.00    $3,000.00    $5,000.00    *$7,500.00*    

We also provide you with FREE signage to advertise that you have in house financing available.

Merchant Testimonials

"I was tired of seeing people with poor credit and cash flow leave without a bed. with your advance funding service they leave as a customer."

DS


"I am quite happy that we've been using the advance funding service for a few months now. Our customers are also happy as we are making sales we probably would not otherwise make ... not only that but we're also seeing dental services for bigger amounts because our patients can now spread out their payments. We are very satisfied with the high approval rates given these difficult economic times we live in plus we love being funded 100% up front so this is very much a cash flow blessing. The advance funding service makes their settlements on time and in full every time so we never worry about our funding. Would we recommend this program? Absolutely!"

CR


"We have found the advance funding service to be a valuable sales tool when dealing with our customers. We've been making sales we would not have made prior to adding this service ... plus we now enjoy sales for higher amounts than before! It is a wonderful option and remain satisfied with the very reasonable approval rates. Being funded 100% up front is a cash flow benefit that cannot be ignored. The advance funding service makes their settlements on time all the time so we would gladly recommend this program to anyone interested in improving their sales and profitability."

OF


"We have been using the advance funding service for several months now and find it to be of significant value to our customers. We are making sales we would not otherwise make and are also making sales for higher amounts than before given the deferred payment nature of the program. It is a wonderful sales tool and though not every single customer qualifies we are very satisfied with the high approval rates. And, more importantly, so are our customers! We especially like being funded 100% up front and not having to wait months and months for our monies. This is definitely a cash flow blessing and the advance funding service makes their settlements on time and in full every time. We never worry about our funding and would recommend this program to anyone interested in improving their bottom line."

JN


"We have been using the service for over a year now, and are very pleased with how we are able to obtain short term financing for our customers. It definitely brings an extra payment option to our business.

Not only does it help give our customers an option who can't come up with the full amount to still be able to repair their vehicle. It also helps us up sell additional services to the customers who do want to make the right decision for up keeping their car.

In these difficult economic times this  program has helped us to increase our business while simultaneously solving a customer need as well. Though not all transactions are approved, the advance funding service provides a very valuable service to us and our clients and we would gladly recommend this program to any retail merchant.

We have even seen an increase in the number of approved applicants over the last few months, making it even easier to help more customers. With the higher approval rates and the recent elimination of the decline fees I am confident we will remain long-term clients."

TA


"I have been able to acquire sales that otherwise would not have happened. It is easy to use and my customers love the flexibility with their payments. They are able to have major repair work done on their vehicles to keep them safe and roadworthy. I offer this to all of my customers who are trying to decide how to afford their car repairs. The process is simple and effective and easy to qualify.

Thank you for providing this service for small business."

Best wishes,

DD


"We are now able to offer higher ticket services. Our average ticket has gone up 34% since we joined the program."

TM


"The program allows us to offer our customers every method to buy: cash, check, credit card, and up to 12 months with consumer financing". It's great!"

SL

TURN HESITANT OR LOST SALES INTO MONEY IN THE BANK AND HIGHER PROFITS!

Here is our sales brochure to help you explain & market the program to your customers!

 

Brochures will be included in your welcome packet when you receive your equipment.

Here are some additional marketing strategies we offer to help you reach more potential customers to sell your products or services using our in house financing program.

 

      We can provide you with nationwide Sales Leads at 4-cent per, Business or Residential to send marketing materials about your business, email blast, or fax broadcast and introduce the program. Click Here for details.

We can design and print your marketing materials to drive customer traffic to your business and help it grow, CLICK HERE for details

You can design your own mailing labels quick and easy with this free download. CLICK HERE.

 

   We will build your 5-page website Free Of Charge to promote your business on the net and introduce the program! (all you pay is monthly hosting) Click Here for Details.

We are also offer Spam Free email blast to help you market your business to the masses and close more sells using our EZ Pay financing program. Click Here for details. Special Offer: we can send email at 5-cent per item 

Reach your existing customers or new potential customers using our Automated Dialer. CLICK HERE for details.

 

IT COST MONEY TO MAKE MONEY, HERE ARE YOUR 3 OPTIONS!

OPTION1

EZ PAY FINANCING PROGRAM

1) Consumer Sales Financing up to $5,000.00 per customer to increase your sales and profits

2) Check Guarantee   accept all checks with confidence and no worries about returns or having to trace bad checks

 

$99.95 a month Lease Payment plus applicable taxes and insurance

(This includes the Credit Card Terminal ,Check Reader, 24/7 tech support, all proprietary software, and software updates)

OPTION2

EZ PAY TOTAL FUNDING SOLUTION

1) Consumer Sales Financing up to $5,000.00 per customer to increase your sales and profits

    2) Credit Card Processing at the GUARANTEED LOWEST RATES! Ask about our FREE Statement Analysis. LET US SHOW YOU HOW WE CAN PUT MORE MONEY IN YOUR POCKET!!! You can pay for the program with the savings!!

3) Check Guarantee  accept all checks with confidence and no worries about returns or having to trace bad checks

4) Cash advance & Loans on your credit card processing, to have access to funds whenever you need them

5) Gift Loyalty Cards to give your business as a gift on a card with your logo and keep your customers coming back

THIS OPTION GIVES YOUR CUSTOMER EVERY OPPORTUNITY TO MAKE A PURCHASE.

$129.95 a month Lease Payment plus applicable taxes and insurance

(This includes the Credit Card Terminal, Check Reader, 24/7 tech support, all proprietary software, and software updates)

OPTION 3

EZ PAY CASH PURCHASE OPTION, NO LEASE

1) Consumer Sales Financing up to $5,000.00 per customer to increase your sales and profits

    2) Credit Card Processing at the GUARANTEED LOWEST RATES! Ask about our FREE Statement Analysis. LET US SHOW YOU HOW WE CAN PUT MORE MONEY IN YOUR POCKET!!! You can pay for the program with the savings!!

3) Check Guarantee   accept all checks with confidence and no worries about returns or having to trace bad checks

4) Cash advance on your credit card processing, to have access to funds when you need them in those tight times

5) Gift Loyalty Cards to give your business as a gift on a card with your logo and keep your customers coming back

EVERY SERVICE WE OFFER TO GROW YOUR BUSINESS WITH ONE LUMP SUM PAYMENT

Total payment of $2,799.00 plus applicable taxes

(This includes the Credit Card Terminal, Check Reader, 24/7 tech support, all proprietary software, and software updates)

IF YOU ARE CURRENTLY ACCEPTING CREDIT CARDS AND IN A LEASE, WE WILL CONSIDER BUYING YOU OUT OF THE LEASE AND COMBINING ALL OF OUR SERVICES. ONE DEAL A MONTH WILL PAY FOR THE PROGRAM.

Questions:

  • Do you currently offer in house financing?

  • Is the qualification process WITH APPROVED CREDIT?

  • What is your approval rate?

  • How does it compare to our Easy Financing criteria & 72 hr. funding?

  • Do you want another option if you have WAC financing for those customers with credit challenges to help make the sell? 

  • How many customers who wanted your services, or to buy your products, have walked out of your business this week alone because they didn't have all the money and you didn't offer financing as an option?

WITH OUR PROGRAM YOU CAN CLOSE MORE SELLS AND GROW YOUR BUSINESS!

If you have customers that owe you money, use our funding solution to collect your accounts receivables, and throw your past due stamp in the trash!

 

ASK ABOUT STACKING AS A POSSIBILITY FOR LARGER TICKET ITEMS!

We know our funding solution will be beneficial to your business and help increase your sales and profits. In these hard economic times, our program can be a God Sent for your customers, a game changer for your business, and put you a step above your competition. Any business that offers our funding solution in this economy has a better chance than their competitors of winning customers and closing more sales.

Using our program can help your business avoid these troubling signs of the times.

               

 

IT COST NOTHING TO START THE PROCESS FOR IN HOUSE FINANCING OF YOUR PRODUCTS OR SERVICES AND INCREASE YOUR SALES AND PROFITS TODAY!

WHAT ARE YOU WAITING ON?

Our program puts the small companies on a level selling field with larger companies!

To schedule an appointment and find out how to finance your consumer sells and grow your business with the most innovative and easy consumer financing solution available!
 
 

CLICK HERE

WE WILL WAIVE THE $195.00 SET-UP FEE IF YOU APPLY ON-LINE!
We can also take your application over the phone at 901-217-2165!
AAMCO Transmission Dealers ask about your nationwide discounts
 
 
 
OnLine Application
Legal Business Name:
(required)
DBA:
(required)
Fed Tax ID:
(required)
Products Sold:
(required)
Business Address:
(required)
City:
State Zip
Office Phone:
(required)
Fax:
(required)
Email:
(required)
Website:
(required)
Business Type:
(required)
Business Start Date:
(required)
BBB Rating:
(required)
Wifi Available:
(required)
Signers Name:
(required)
Signers Title
(required)
% of ownership
(required)
SSN:
(required)
Date of Birth:
(required)
Drivers License
(required)
State
  (required)
Complete home Address
   (required)
Signers Cell Phone:
   (required)
Signers Email
   (required)
Business Reference 1:
   (required)
Contact Name !
   (required)
Business Title1
   (required)
Business Phone !
   (required)
Business Reference 2:
   (required)
Contact Name 2
   (required)
Business Title2
   (required)
Business Phone 2
   (required)
 

Please provide these required verification documents

a. A copy of your business license to show you are a legal business entity

b. A copy of  the owner's drivers license, or photo ID to verify your identity (take a picture with your cell phone and email it please)

c. A voided check (personal or business) on the account you want your funds deposited in and payment to come out

d. Your most recent monthly statement on business account showing beginning and ending balance. (summary page only) to help determine your lending limit. (if account is new and no bank statements have been generated yet, a letter drafted by merchantís bank on the bank letterhead that is dated, signed and includes the checking account name, address, routing number, account number, and total balance in the account today is required)

f. Tax I.D. number and certificate for reporting purposes

g. Business owner 's SSI number for background and credit check since we are lending large sums of money to finance his/her sales

h. Photos of your business inside and out showing signage.

  •  Sporting Goods Retailers & Gun Dealers must provide a copy of their Federal Firearms License

  • Contractors, Plumbers, HVAC, Training Centers must provide a copy of their Professional Certification License.

This information must be provided when scheduling an appointment to expedite your qualification process or it can be emailed to consumerfundingsolutions@gmail.com. or they can be faxed to our secure fax number of 866-433-1731.

A high speed Internet connection is required for this program. An additional equipment purchase may be necessary to complete your installation based on your building's unique configuration. (i.e. cat5 cable, router, surge protector).

These components will aide in giving you direct access to our secured severs to insure your potential customers are qualified quickly.

      

( These items can be purchased at any Wal-Mart )

For assistance in setting up your equipment, calculating payments and training

CLICK HERE

CLICK HERE for industry descriptions and interest rates

Memphis Software Development Company is an Authorized Independent Sales Office of Paramount Payment Systems